Licensed Investment Fund Manager · AFSL Authorised +61 412 650 515 suren@emergingfm.com
Suite 305, Level 3 · 1 Hosking Place, Sydney 2000
E
EMERGINGFMCapital that builds futures
Private Credit · Real Assets · Sydney

Capital that builds futures.

A fiduciary approach to private capital. Emerging Funds Management is a licensed Australian fund manager providing structured debt and equity to residential developers — and disciplined, asset-backed yield to wholesale investors.

$340M+
Project value funded since inception
1,180
Dwellings delivered across NSW & QLD
0
Capital losses on senior positions
Portfolio index — live simulation Weighted LVR 62% Avg. term 14 mo Target return 9–14% p.a.
Senior Debt · Mezzanine Finance · Preferred Equity · Land Banking · Construction Funding · Residual Stock · Bridging Capital · JV Development · Senior Debt · Mezzanine Finance · Preferred Equity · Land Banking · Construction Funding · Residual Stock · Bridging Capital · JV Development ·
(01) About

A fiduciary approach to private capital.

Emerging Funds Management Pty Ltd is a licensed Australian investment fund manager. We sit between the developers who build and the investors who fund — structuring capital that is transparent on both sides of the ledger.

Founded on the belief that mid-market residential development is chronically underserved by the major banks, EFM originates, underwrites and manages secured real-estate credit. Every transaction is registered, security-backed and independently valued before a dollar is drawn.

We don't chase volume. We take positions we understand, in submarkets we've walked, with sponsors whose track record we can verify line by line.

01

Fiduciary first

Investor interests sit ahead of origination volume. Always.

02

Security-backed

Registered first or second mortgages over tangible Australian real assets.

03

Underwritten in-house

Feasibility, valuation, QS review and sponsor diligence conducted by our own team.

04

Reported openly

Monthly drawdown, milestone and covenant reporting to every unitholder.

(02) Capital solutions

Funding structured around the project, not the box.

01 / Developers

Construction & Senior Debt

Facilities from $3M to $40M for shovel-ready residential and mixed-use projects. Fast credit decisions, no bank pre-sale hurdles, drawdowns aligned to QS certification.

$3M–$40Mup to 70% LVR12–24 months
02 / Developers

Mezzanine & Preferred Equity

Gap capital that sits behind your senior lender and ahead of your equity — stretching leverage without surrendering control of the project or the upside.

up to 85% TDCNon-dilutiveFlexible exit
03

Land Banking

Acquisition and holding facilities for sites with DA pathways in growth corridors.

04

Residual Stock

Release trapped equity from completed, unsold stock to fund the next site.

05

Bridging Capital

Short-dated funding for settlements, refinances and time-critical acquisitions.

(03) Process

From enquiry to settlement in weeks, not quarters.

Step 01
Indicative Terms
Submit the feasibility, site details and sponsor background. We return non-binding indicative terms within 48 hours — no application fee, no obligation.
Step 02
Underwriting
Independent valuation, quantity surveyor review, builder assessment and full sponsor diligence. Our credit committee meets weekly, not monthly.
Step 03
Capital Formation
The opportunity is presented to our wholesale investor register with a full information memorandum, security schedule and risk disclosure.
Step 04
Drawdown
Security registered, facility documented, funds released against certified progress claims. Typical time from term sheet to first draw: three to five weeks.
Step 05
Asset Management
Monthly site inspections and covenant monitoring through to practical completion, sales settlement and full investor repayment.
(04) For investors

Asset-backed income with a defined horizon.

Available to wholesale and sophisticated investors under s708 of the Corporations Act. Each offer is a discrete, single-asset trust — you choose the project, the security position and the term.

9–14%
Target net return p.a., paid monthly or at maturity
62%
Weighted average loan-to-value across the book
$100K
Minimum wholesale subscription per offer
14 mo
Average investment term to full repayment
(05) Partners

Relationships that compound.

“They read the feasibility properly, asked the right three questions, and had terms back before our bank had allocated an analyst.”
MR
Marcus ReddanDirector, Halverton Projects
“Four facilities across six years. The reporting discipline is what keeps us coming back — nothing arrives as a surprise.”
JT
Joanne TsaiCFO, Brightwater Developments
“As an investor I want to see the security schedule, the valuation and the exit. EFM leads with all three.”
DP
David PahlowPrivate investor, Sydney

Let's discuss your next project.

Whether you're funding a site or deploying capital, the conversation starts the same way — with the numbers on the table.

Book a confidential call